TERMS AND CONDITIONS OF USE (“Terms of Use”)
By means of this instrument, the individual or legal entity identified and qualified in the BEETELLER platform database or in the partner platform, which is an integral part of this Term (“User”); BEETELLER PAGAMENTOS INTERNACIONAIS LTDA. (“BEETELLER INTERNATIONAL”), enrolled with the Brazilian Corporate Taxpayer Registry (CNPJ) under No. 38.163.054/0001-40, with headquarters in the city of Campina Grande, State of Paraíba, at Rua Otacílio Nepomuceno, No. 600, Room 907, Sandra Cavalcante District, ZIP Code 58410-653, responsible for and owner of the website www.beeteller.com; and BEETELLER INSTITUIÇÃO DE PAGAMENTO LTDA. (“BEETELLER IP”), enrolled with CNPJ under No. 32.074.986/0001-30, with headquarters in the city of Campo Grande, State of Mato Grosso do Sul, at Rua Pedro Celestino, No. 3607, Room 102, Monte Castelo District, ZIP Code 79010-780; hereby agree to these Terms and Conditions for the Intermediation and Custody of Cryptoassets (“Term”) and to the other policies established by BEETELLER INTERNATIONAL or BEETELLER IP, under the terms and conditions set forth below.
WHEREAS BEETELLER INTERNATIONAL is a company whose corporate purpose includes the intermediation in the purchase and sale of cryptoassets in the national and international markets, especially in relation to the Beeteller Real Token (BRT), a cryptoasset issued and managed by BEETELLER INTERNATIONAL, whose function is to protect the User from market fluctuations and volatility, providing parity between the token and the Brazilian national currency;
WHEREAS BEETELLER IP is a payment institution, issuer of electronic money, and creator of a closed, domestic payment arrangement for transfers with a prepaid payment account, pursuant to Central Bank of Brazil (BACEN) regulations;
WHEREAS BEETELLER INTERNATIONAL may provide intermediation services directly to the User or through third-party platforms;
WHEREAS BEETELLER INTERNATIONAL maintains commercial partnerships with several Partner Platforms established in Brazil and abroad;
WHEREAS for the User to carry out operations within the aforementioned Partner Platforms, it is necessary to deposit credits, which are made through cryptoassets, including the Beeteller Real Token (BRT);
WHEREAS BEETELLER IP, through a partnership established with BEETELLER INTERNATIONAL and such third-party companies, is responsible for payment processing and intermediation in the receipt of Brazilian currency (Brazilian Real), which will be deposited by the User and subsequently transferred to BEETELLER INTERNATIONAL, which will be responsible for the respective credit of Beeteller Real Token (BRT) on the Partner Platform;
WHEREAS the User holding Beeteller Real Token (BRT) may also convert them into Brazilian currency through BEETELLER INTERNATIONAL, which in turn will deposit such amounts into a bank account held by the User, through BEETELLER IP;
WHEREAS if the User makes payment by bank transfer or instant payment, BEETELLER IP will open a Temporary Account for the User, for the subsequent transfer of funds to BEETELLER INTERNATIONAL;
WHEREAS BEETELLER INTERNATIONAL or BEETELLER IP shall not be responsible for any matters involving the relationship between the User and partner platforms, and the services provided are limited to the intermediation and custody of cryptoassets and payment processing in Brazil.
Acceptance of the Terms of Use is essential for the use of the Services and is binding upon the Parties. Please ensure that you read, understand, and agree to these Terms of Use; otherwise, the User will not be able to use the Services.
DEFINITIONS
OWN PLATFORM: Set of administrative and managerial functionalities created and maintained by BEETELLER INTERNATIONAL and made available for User access.
PARTNER PLATFORM: Set of administrative and managerial functionalities created and maintained by partner companies and made available for User access.
ACCEPTANCE TERM: This Term, which once accepted, will be recorded in the Platform database with the date and time of acceptance of this Contract by the User.
BROWSER: Software developed by third parties to allow access to internet websites. The Platform works properly on the main browsers on the market, such as Edge (Microsoft), Chrome (Google), and Firefox (Mozilla).
USER ACCOUNT: Registration and identification of the User within the Partner Platform, identifiable by a username (login) and accessible through the use of a password.
TEMPORARY ACCOUNT: A payment account held by the User, opened and managed by BEETELLER IP, intended for (i) the deposit of funds in National Currency through bank transfer or instant payment by the User.
SERVICES: The services developed and offered by BEETELLER INTERNATIONAL within its Own Platform or Partner Platform.
AML/CTF: Anti-Money Laundering and Counter-Terrorism Financing Policy.
BEETELLER REAL TOKEN (BRT): A type of cryptoasset whose quotation is equivalent or approximately equivalent to the Brazilian Real, maintained and managed by BEETELLER INTERNATIONAL.
ACCEPTANCE OF THE TERMS OF USE
The User agrees to the conditions of these Terms of Use and declares awareness of the laws, rules, and regulations applicable to the use of the Services provided by BEETELLER INTERNATIONAL.
BEETELLER INTERNATIONAL may, at any time and at its sole discretion, amend these Terms of Use. The User will be informed in advance of any changes that must be acknowledged and accepted in order to continue using the services offered by BEETELLER INTERNATIONAL.
If the User does not accept the updated Terms of Use, the use of the services will be suspended. Any updates to the Terms of Use will take effect immediately upon publication. The continued use of the services by the User after publication of the updated version, with or without prior notice, represents the User’s acceptance. Accordingly, the User undertakes to periodically check for updates to the Terms of Use before using the services.
The User agrees that by accepting these Terms of Use, they acknowledge that this contract will be valid for any and all operations that may be carried out, whether involving the purchase or sale of cryptoassets, especially the Beeteller Real Token (BRT), for an indefinite period, executed on the Own Platform or Partner Platform.
OBJECT
The object of these Terms of Use is to establish the conditions under which BEETELLER INTERNATIONAL may carry out intermediation activities in the purchase and sale of cryptoassets through its Own Platform or Partner Platform, allowing the User to receive BRT directly in their wallet or credited on a Partner Platform.
REGISTRATION
The User must register and maintain an active account in order to use the services provided by BEETELLER INTERNATIONAL and must provide personal data and accept the Terms of Use.
With respect to Partner Platforms, the User must comply with the registration requirements defined by each partner. In order to use the services offered by BEETELLER INTERNATIONAL, the User’s registration must be fully verified.
In addition to the information above, BEETELLER INTERNATIONAL reserves the right to request additional documents it deems necessary for account activation, particularly in order to fully comply with its Anti-Money Laundering and Counter-Terrorism Financing Policy.
By accepting the Terms of Use, the User declares that they:
Will not use the services offered by BEETELLER INTERNATIONAL with funds, whether their own or third-party funds, whose origin is uncertain, doubtful, or unproven and/or derived from illegal sources;
Will not make false or untrue statements, nor provide inaccurate or illegitimate data during the User Account registration process;
Will not falsify or materially omit any required information, nor provide misleading or untrue information when requested by BEETELLER INTERNATIONAL during the use of the Services, whether directly or indirectly related to or resulting from User activities or use of the Services;
Will report to the tax authorities all increases in assets associated with the User’s activity on the Own or Partner Platform, in accordance with applicable laws, limits, and deadlines, and will timely pay all applicable taxes and fees, especially pursuant to Brazilian Federal Revenue Instruction No. 1888/2019.
The User guarantees and is responsible for the truthfulness, accuracy, validity, and authenticity of the data provided and undertakes to keep it duly updated.
BEETELLER INTERNATIONAL assumes no obligation to monitor or verify the information provided by the User, but may, at its sole discretion, exclude or request evidence regarding information it deems inaccurate or offensive.
The User authorizes the Partner Platform on which they hold an account to share personal and private information with BEETELLER INTERNATIONAL in order to comply with the compliance and tax rules provided for under Brazilian law.
SERVICES
Once registered, having accepted the Terms of Use, and approved under the AML/CTF Policy, the User may use the services offered by BEETELLER INTERNATIONAL, namely the intermediation in the purchase and sale of cryptoassets, especially the Beeteller Real Token (BRT)
5.1 Cryptoasset Intermediation
The User may buy or sell cryptoassets on the Own Platform or Partner Platform, following the procedures below.
Purchase:
The User must indicate, on the Own or Partner Platform, the amount to be deposited in Brazilian currency, respecting the minimum and maximum limits established by BEETELLER INTERNATIONAL;
Payment must be made in the exact amount indicated and may be carried out via Electronic Funds Transfer (TED) or Instant Payment (PIX), as described on the platforms, naming BEETELLER IP or the Partner Platform as beneficiary;
The confirmation and conversion period is up to 24 (twenty-four) hours and may be longer due to external factors, such as banking failures;
After payment settlement, the deposited amount will be automatically converted into the equivalent amount in Beeteller Real Token (BRT);
The converted BRT amounts will be sent to the wallet address designated by the User;
If the User purchases cryptoassets through a Partner Platform, BEETELLER INTERNATIONAL is authorized to transfer the respective BRTs to a wallet owned by the Partner Platform, which will be responsible for crediting the User’s account.
Sale:
The sale will be made in Brazilian currency, and the User must indicate the type of sale and respective amounts, respecting the minimum and maximum limits established by BEETELLER INTERNATIONAL;
The User must transfer the BRTs to the wallet address provided by BEETELLER INTERNATIONAL in the exact quantity to be sold;
If the sale occurs through a Partner Platform, the automatic transfer of BRTs to BEETELLER INTERNATIONAL’s wallet address is authorized;
The User must indicate a bank account held exclusively in their own name for the transfer of funds; The transfer will be made via Electronic Funds Transfer (TED) by BEETELLER IP directly to the User’s bank account or through a Partner Platform;
The transfer period is up to 24 (twenty-four) hours from the request date and may be extended due to external factors.
FEES
BEETELLER INTERNATIONAL’s remuneration is based on the fees charged for cryptoasset intermediation operations, according to the fee table updated on the platform.
ANTI-MONEY LAUNDERING POLICY AND REPORTING TO THE FEDERAL REVENUE
The User acknowledges that BEETELLER INTERNATIONAL applies policies, procedures, and internal controls aimed at preventing money laundering and terrorist financing.
Such policies cover customer identification (KYC), transaction monitoring, suspicious transaction reporting, and background analysis of clients, administrators, partners, or shareholders.
The User acknowledges that all cryptoasset purchase and sale transactions will be reported to the Brazilian Federal Revenue Service in accordance with Instruction No. 1888/2019.
BEETELLER IP may establish maximum transactional limits, which may vary according to the User’s personal information, income, assets, transaction value, or other criteria.
ACCOUNT TERMINATION
The User may terminate this agreement with BEETELLER INTERNATIONAL and close their Account at any time, after the settlement of all pending transactions on the platform.
The User also agrees that BEETELLER INTERNATIONAL may, upon notice by email and at its sole discretion, terminate the User’s access, including, without limitation, its right to limit, suspend, or terminate the Services and User Accounts, prohibit access to the Website and its content and tools, delay or remove hosted content, and take technical and legal measures to keep Users off the Website if they cause problems by violating third-party intellectual property rights or act in a manner inconsistent with the letter of these Terms.
In addition, BEETELLER INTERNATIONAL may, under appropriate circumstances, suspend or terminate User Accounts for any reason, including, without limitation: attempts to obtain unauthorized access to the Website or to another User’s Account, or to assist third parties in attempting to use the Services to carry out illegal activities such as money laundering, illegal gambling operations, terrorist financing, or other criminal activities; copyright violations; unexpected operational difficulties; or at the request of law enforcement agencies or other governmental authorities, if deemed legitimate by BEETELLER INTERNATIONAL, acting at its sole discretion.
The suspension or termination of an Account shall not affect the payment of commission fees due for prior transactions.
Upon termination, the User must provide a valid bank account to allow the transfer of any amounts credited to their Account. Only after conversion into national legal tender shall BEETELLER INTERNATIONAL proceed with the transfer, in accordance with the User’s request.
LIMITATION OF LIABILITY AND INDEMNIFICATION
BEETELLER INTERNATIONAL shall not be liable, under any circumstances, whether jointly or severally, or on a subsidiary basis:
a) for any losses suffered by the User as a result of decisions made based on the information made available on the Own Platform or Partner Platforms;
b) for any losses suffered by the User as a result of failures in the User’s own computer or telecommunications systems, or in servers beyond the fault of BEETELLER INTERNATIONAL, or in the User’s general internet connectivity. The User shall, at their own expense, maintain a telecommunications line, modem, communication software, email address, and other resources necessary for communication with the Platform;
c) for any losses suffered as a result of fraud committed by third parties, and the User shall, at their own expense, maintain software and protection and prevention measures against viruses, worms, and similar threats;
d) for events of force majeure or acts of God.
BEETELLER INTERNATIONAL DOES NOT guarantee that the functions contained in the Platform will meet all User requirements, that operation will be uninterrupted or error-free, that any functionality will remain available, that defects will be corrected, or that the Platform will be compatible with or operate with any Browser, third-party applications, or services.
The User agrees to defend, indemnify, and hold harmless BEETELLER INTERNATIONAL and its affiliates, directors, officers, employees, and agents against any and all charges, actions, or claims, including, but not limited to, reasonable attorneys’ fees, arising from: (i) any improper use of the Platform by the User, or (ii) the User’s breach of the terms and conditions herein.
In no event shall BEETELLER INTERNATIONAL be liable for personal injury or for any incidental, special, indirect, or consequential damages, loss of profits, including, without limitation, damages for loss of compensation, corruption or loss of data, failure in data transmission or reception, loss of chance, business interruption, or any other commercial loss or damage, arising out of or related to the User’s use of or inability to use the Platform, for any reason whatsoever.
In the event that BEETELLER INTERNATIONAL is compelled, by a final and unappealable court decision, to indemnify or reimburse the User for damages suffered, notwithstanding the provisions above, the amount due to the User shall be limited to 10% (ten percent) of the total amounts actually deposited by the User with the Platform.
The User declares that they have sufficient knowledge to operate (buy and sell) cryptoassets on the Own Platform or Partner Platforms, that there is no doubt or fact that could characterize their vulnerability in this regard, that they are in full possession of their civil capacity, and that they are fully able to perform all acts necessary for the validity of the transactions.
The User acknowledges that BEETELLER INTERNATIONAL or any Partner Platform is not an investment advisory service, but merely a commercial intermediary for the purchase and sale of Beeteller Real Token (BRT), and assumes no responsibility for the use made of the Platform or for investments carried out by Users, nor for any direct or indirect loss of profits.
. OMISSIONS
Any matters not expressly provided for herein and any questions arising during the performance of this Term shall be resolved by the Parties through an Addendum, if and when necessary.
WARRANTIES
The Own Platform was developed in Portuguese and English, in accordance with applicable standards and regulations, using widely recognized technologies, and is compatible with the main Browsers available on the market.
TERM
This instrument shall remain in force for an indefinite term, as from the User’s acceptance, until termination by either Party.
. AMENDMENTS TO THE TERMS
BEETELLER INTERNATIONAL and BEETELLER IP may amend these Terms at any time, for the purposes of improvement, adaptation, and enhancement of the services offered.
Any amendments to these Terms shall enter into force immediately upon their publication on the Own Platform and Partner Platforms.
GENERAL PROVISIONS
In the event of breach by the User of any provision of these Terms, BEETELLER INTERNATIONAL may declare these Terms terminated with respect to such User, regardless of any notice, notification, or other formality, immediately interrupting the User’s access to the Services, without prejudice to any other rights granted to BEETELLER INTERNATIONAL by law or under these Terms.
The fees, deadlines, and conditions defined on the Platform are an integral and inseparable part of these Terms and are hereby deemed incorporated herein.
GOVERNING LAW AND JURISDICTION
These Terms of Use shall be governed by and construed exclusively in accordance with the laws of the Federative Republic of Brazil.
Any claim, dispute, or controversy arising out of or relating to these Terms of Use, including their validity, interpretation, or enforceability, shall be exclusively submitted to the competent courts of the District of Campo Grande, State of Mato Grosso do Sul, Brazil.
THE USER ACKNOWLEDGES THAT THE PARTICULARITIES OF THE USE OF THE PLATFORM AND THE SERVICES MADE AVAILABLE THEREIN HAVE BEEN SUFFICIENTLY DESCRIBED IN THIS TERM AND THAT BEETELLER INTERNATIONAL AND BEETELLER IP HAVE DULY COMPLIED WITH THEIR DUTY TO PROVIDE INFORMATION. AFTER READING ALL THE CONDITIONS GOVERNING THE USE OF THE PLATFORM AND ITS SERVICES, THE USER AGREES TO AND ACCEPTS THESE TERMS OF USE AND ALL OF THEIR PROVISIONS.
Updated version: December 19, 2025
BEETELLER PAGAMENTOS INTERNACIONAIS LTDA.
BEETELLER INSTITUIÇÃO DE PAGAMENTO LTDA.